SELECT PUBLICATIONS

Peer reviewed academic journals

Consumer Protection for Financial Inclusion in Low and Middle Income Countries: Bridging Regulator and Academic Perspectives (2021) with Seth Garz, Xavier Giné, Dean Karlan, Rafe Mazer, and Jonathan Zinman
Annual Review of Financial Economics, vol 13.

Reports

A Buck Short: What Financial Diaries tell us about building financial services that matter to low income women. with Julie Zollmann. Omidyar Network. 

Through the Lens of a Smallholder. Photos taken by Mozambican smallholder farmers.

My Turn To Speak: Voices of Microfinance Clients in Benin, Georgia, Pakistan and Peru. with Sushmita Meka. 2016.  The Smart Campaign: Washington, DC.

Progress and Evolving Risks in an Advanced Consumer Protection Environment: Consumer Protection in Microfinance in Peru. 2016. The Smart Campaign: Washington, DC.

Vulnerable Clients in a Lightly Regulated Market: Consumer Protection in Microfinance in Benin. 2016. The Smart Campaign: Washington, DC. 

Del otro lado: La conducta financiera de las familias que reciben remesas internacionales en el estudio Diarios Financieros de México.  2016. Fomin, Interamerican Development Bank: Washington, DC.

 Estirando el gasto: Findings from the Mexico Financial Diaries. With GESOC. Presented to the Banco del Ahorro Nacional y Servicios Financieros (BANSEFI). 

Do Banking Correspondents Improve Financial Inclusion?  Evidence from a Nationally Representative Survey in Brazil. with Laura Cojocaru. Bankable Frontier Associates.  

Blogging

The real reason crypto hasn’t taken off in low-income countries—yet. 2020. Coinmonks.

How to get a job at a tech company for public policy professionals. 2018. Medium.

Tips for Market Research in Emerging Markets.  2017. Medium. 

Mexico Financial Diaries shatters three misconceptions you may have had about migrant remittances. Caitlin Sanford and Rebecca Rouse. 2016.  Multilateral Investment Fund MIF Blog, Interamerican Development Bank.  

Is the hunger season really the sick season? Caitlin Sanford and Wajiha Ahmed. 2016. CGAP. 

Borrowing blind in Peru. Caitlin Sanford and Alexandra Rizzi. 2016. Center for Financial Inclusion.

Why is work travel so addictive? 2015. Medium. 

A December bonus for Mozambican Farmers. June 2 2015. CGAP. 

What is it like to be a digital immigrant in a developing country? September 2 2014. Center for Financial Inclusion. 

Using demand-side surveys to segment client groups in Brazil. 2014. 

 New financial inclusion data from the Pacific Islands.  Caitlin Sanford,  Lanna Lome-Ieremia, and Sameer Chand. 2013.  Center for Financial Inclusion.